Abacus Credit & Loan  - Personal Loans - Home Loans - Auto Loans                        

    The Bad Credit Headquarters™   
  Bad Credit       Good Credit     Horrible Credit
 You may have been turned away elsewhere, but everyone is welcome here!
Personal Loans for the Military-Vets - and G-S Employees
Personal Loans    Guaranteed VISA   Home Loans   Auto Loan   Credit Repair    Quick $500-$1000    Debt Reduction Plan    Glossary of Lending Terms

  Thanks! Thanks! Thanks!
"I recently received a loan and I have you to thank.  Aileen

Hi there, I recently signed up for your services and was able to get the debt consolidation loan that 
I needed, which was GREAT!  Kristina
Read more testimonials

Cash in hand!              10-30 days!                      It's Guaranteed!

Special:    $5000 Holiday Bill Paying Loan: Click Here  

50,000 satisfied clients a year can't be wrong!
Personal Loans - Unsecured Loans - High Risk Loans
In the military? Active or retired - try here first - Click Here
We don't let bankruptcy, liens, divorce, charge offs, etc. stop you from getting a loan.
Frequently Asked Questions  

Quick $5000 Loan: Click Here

Apply right now: Click Here      Pre-Qualify For Your Loan - Find out how much you can borrow:  Click Here

• If you need a loan and have bad credit we really can help you today!

• It's guaranteed you will get your unsecured loan or your money back. That's a guarantee!

• Even bankruptcy and repossession cases get approved for bad credit personal loans.

• At Abacus we understand how hard it is to get unsecured personal loans with bad credit. 

• We've been in the credit business since 1998. 

• We've seen the economy when it was good and bad and we know how careful you must be on the Internet when it comes to doing business. We are serious about our customer service!

• We service individuals and small businesses that have bad or unproven credit history.
  If your credit is not too bad, try here first, (HFC - it's free to apply) and if you are not approved, come back and see us about getting a bad credit personal loan.  In the military try here first - Click Here

• If bad credit unsecured personal loans are going to be offered to you, regardless of your history of late payments, etc., it has to be understood from the beginning that we will be expecting all payments to be made on time and a definite effort made to correct any bad habits you have had in the past. Even bankruptcy does not rule you out. 

• But you have make the conscious decision to pay your bills on time or we don't want to deal with you. It's that simple.

• You prove to us and the lender that it was the right thing to do to give you another chance.

• Think this out, if you can't make the payments..............please don't apply.

• We have spent over 20 years in businesses where customer satisfaction has been up-most in our minds.  
  We want your goals to be reached and will be happy if we play a small part in it.

• Considering we serve over 50,000 clients a year for a variety of services, we think that we have a pretty good record. 

• Those are clients, not web site visitors, real people who actually used one or more of our services, signed up for one or more of the programs we offer or purchased one or more of our products! 

• We are proud of our service record and you can see it displayed in the email testimonials located on this 
  web page.

• By the time you reach this website you may have already visited that large collection of websites which have sprouted up since we began in the 90's. 

• They are offering everything under the sun and guarantees of hundreds, even thousands of companies that can bankroll your loans, no matter how much you want to borrow and how bad your credit is. 

• Seriously, do you think there are thousands of companies out there ready to offer funding for bad credit personal loans? There are not. Just a handful actually. 

• We know the newest and most lenient of the lenders out there that offer these bad credit loans.

• When you work with us you are working with the original.  

• Unconvinced? Thinking this sounds too good to be true, that nobody will give you a loan? Then read on and see how it all makes sense. 

• Look, you're here because you're literally searching for results. You don't want empty promises, you don't want excuses, you just want a way to get a loan without having to pay through the nose for it. 

• Up till now you've not gotten everything you wanted; you'd deposit a pile of money to an agent or broker and get lame performance from 
  some kind of web-banner ad or a direct mail or email list. You've been burned or you're just burned-out on what hasn't been working.

 
  To get your personal loan - click here >>>

Home Ownership is not required!

Pre-Qualify For Your Loan - Find out how much you can borrow:  Click Here

 
Your money back guarantee is immediately in effect! 
 

See our refund policy

Frequently Asked Questions  

Use a Personal Check
Please note: Because we have had so many bad checks, 
You will have to wait until your check clears to receive your information!
When the secured payment screen comes up, if it is asking for your credit card instead of personal check.
Click Here

Customers keep writing!

• Hi there, I recently signed up for your services and was able to get the debt consolidation loan I needed, 
  which was GREAT!  Kristina

• This is a really good service and a few of my friends I told about it were able to get help. 
  Sincerely Mrs S. 

• I would just like to Thank You. Good Job!  Thanks Juli 

• Marlon Writes:
  "I HEARD ABOUT YOUR WEBSITE FROM A FRIEND.  HE WAS IN A HORRIBLE CREDIT SITUATION AND HE FOUND YOUR LOAN SITE.  HE SIGNED UP AND HE GOT THE LOAN.  I WAS VERY SKEPTICAL THAT IT WOULD WORK FOR ME.  HE IS ALL IN THE CLEAR NOW. HE RECEIVED A CHECK TO PAY OFF ALL OF HIS DEBTS AND HAD MONEY LEFT OVER FOR A DOWN PAYMENT ON A NEW CAR."
   MARLON

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Other Bad Credit Links and Information

Free Credit Empowerment Zone
The more you know the better off you are!

Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list. Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit. 

We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans,
debt consolidation loans and alternative loans specializing in bad credit.

Bad Credit     Good Credit     Horrible Credit

Personal Loans      Guaranteed VISA    Refinance Loan    Mortgage Loan    Auto Loan   Credit Repair    

  Quick $500-$1000    Debt Consolidation Plan


Glossary of Lending and Financing Terms

Questions? 

Contact:  Support - go to our help desk:  Click Here
Because we receive so many emails a day, and have so many different services, 
we may need additional information to find your records and/or to respond properly. 
When you send in your comment, please be specific and if you are an existing member, 
send your member receipt number.  
If we get an a message that reads something like this: "How long will it take?" 
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services. 
The more information you send the faster everything goes.

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Our Privacy Policy  

We will never sell your information. We do not share ANY information with outside parties. To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.